Mortgage Loan Banker
Company: Summit Lending
Location: Huntington Beach
Posted on: April 25, 2024
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Job Description:
Are you a licensed mortgage banker who is looking for a company
that offers quality leads, fast closings, and funding? Summit
Lending is seeking licensed individuals to join our growing,
fast-paced team!
About Us: Summit Lending has been family-owned and operated since
2005 and is looking to make waves in this challenging market by
supplying loan products to help build a flourishing pipeline and
help consumers when they need it most. We pride ourselves in our
marketing, mentorship, work culture, and quick turn times while
living by our company's core values!
--- Own the Moment:--Take ownership of client interactions,
providing personalized assistance and guidance throughout the
lending journey. Thumb pointers, not finger pointers.
--- Get Better Every Day:--Commit to continuous improvement by
seeking opportunities to enhance knowledge, skills, and
processes.
--- Relationships Not Transactions:--Build meaningful, long-lasting
relationships with clients and teammates based on trust, empathy,
and understanding of their unique needs.
--- It's All About People:--Prioritize the well-being and
satisfaction of clients and colleagues, demonstrating empathy and
compassion in all interactions.
--- Experience Is Everything:--Deliver a superior customer
experience by ensuring seamless, efficient, and tailored service at
every touchpoint.
Responsibilities:
--- Manage warm transfers and fresh leads, averaging 8 to 10 daily,
to effectively drive business growth
--- Handle the application process, pitch to qualified borrowers,
and guide them through loan options
--- After loan sales, the focus shifts to selling to the next
borrower as processing staff takes over file management
--- Provide counseling to borrowers, educating them on the
advantages and disadvantages of different loan products to guide
their choices
--- Oversee customer interactions and ensure smooth transactions by
liaising with realtors, processors, and underwriters
--- Maintain a substantial pipeline of loans to meet production
requirements effectively
--- Collaborate closely with industry professionals to gather and
prepare all necessary information, ensuring compliance with
underwriting standards
--- Ensure all phases of the loan process are performed in
accordance with regulatory and company guidelines
--- Exceed our production standards by maintaining an active
pipeline
--- Interact with customers, realtors, processors, and underwriters
to ensure a smooth transaction
--- Ensure accurate and timely preparation of all required
documents from borrowers, loan officers, title companies, and other
related industry professionals
--- Counsel borrowers to understand the pros and cons of different
loan products to determine which is best for them
Qualifications:
--- Possess excellent written and verbal communication skills,
superb interpersonal and customer service skills, and exceptional
decision-making ability
--- Strong understanding of HELOC/HELOAN guidelines and
structuring
--- Current NMLS license
--- Strong time management abilities, capable of prioritizing tasks
and handling multiple leads simultaneously
--- Meticulous attention to detail, ensuring accuracy and
compliance with regulations
--- Comprehensive knowledge of various loan products, eligibility
criteria, and industry trends
--- Adaptability to changing market conditions and client needs
--- Commitment to ethical conduct and integrity
--- Proficiency in loan origination software and other
technological tools
About Company:
Family-Owned and Operated: At Summit Lending, we're more
than just a company - we're a family. As a family-owned mortgage
broker, we
prioritize relationships and foster a sense of belonging among our
team
members. Joining Summit Lending means becoming part of a close-knit
community
where everyone is valued and supported.
Core Values: Our core values serve as the foundation of everything
we do.
"Experience is Everything" reflects our commitment to delivering
exceptional service.
"Relationships Not Transactions" emphasizes the importance of
building long-lasting connections with our clients and
colleagues.
"Get Better Every Day" speaks to our dedication to continuous
improvement.
"Own The Moment" reminds us to seize opportunities and take
responsibility for our actions.
"It's All About People" underscores our belief in the value of
every individual we encounter.
Keywords: Summit Lending, Garden Grove , Mortgage Loan Banker, Other , Huntington Beach, California
Click
here to apply!
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