Portfolio Banker
Company: Farmers and Merchants Bank of Long Beach
Location: Garden Grove
Posted on: May 14, 2022
|
|
Job Description:
Job SummaryThe Portfolio Banker works closely with Relationship
Managers and Regional Relationship Managers to evaluate the
financial information and needs of prospective and existing
borrowers. The Portfolio Banker is responsible for the gathering
and analyzing credit information, for conducting extensive in-depth
company, financial, and industry analysis, and performing due
diligence to evaluate risk/return parameters of financing
transactions as well as preparing Loan Worksheet Addendums and
Speed Memo Addendums. The Portfolio Banker regularly interfaces
with Clients, Relationship Managers, Regional Relationship
Managers, Credit Administrators and Senior Management, and provides
recommendations relating to credit extension decisions. Post loan
boarding duties include following for financial reporting and
financial covenant compliance and monitoring financial trends of
borrowers and value of collateral. The Portfolio Banker is usually
designated as the secondary point of contact for specific
relationships and is to provide exemplary service to ensure
customer satisfaction.
Essential Duties
The requirements of this position have not been identified to
include actions or activities that meet the definition of mortgage
loan originator (MLO) under the Secure and Fair Enforcement for
Mortgage Licensing Act (S.A.F.E Act). At such time the position
requirements change to meet the definition of a mortgage loan
originator, an active and current loan originator ID issued through
the National Mortgage Licensing System Registry will be required as
a mandatory requirement of this position.
Required Knowledge
Regulation E (EFT)
Complies with all State and Federal Banking regulatory
requirements, including but not limited to: BSA, Anti-Money
Laundering OFAC, CIP, Financial Elder Abuse Reporting, Sexual
Harassment, Information Security and privacy requirements. This
position will elevate suspicious activity to supervisory staff
and/or BSA department. Completes compliance and other technical
training workshops as assigned.
Basic Knowledge, Skills and Abilities
Equipment Operated
Physical Requirements & Work Environment
Education and Experience
Additional Requirements
As a part of the Bank's internal control systems, employees holding
sensitive positions are required to be absent from their duties for
a minimum of two consecutive weeks each year. This position has
been deemed to meet the test for a sensitive position, and
therefore you will be required to meet the minimum absence
requirement each and every year.
This job description is not intended to be all-inclusive, and
employees will also perform other duties as assigned by management
as required.
Farmers and Merchants Bank of Long Beach reserves the right to
revise or change job duties and responsibilities as the need
arises. This job description does not constitute a written or
implied contract of employment.
Keywords: Farmers and Merchants Bank of Long Beach, Garden Grove , Portfolio Banker, Accounting, Auditing , Garden Grove, California
Click
here to apply!
|